The online banking services offered by Comerica Bank allow customers to easily manage their bank accounts as long as they are connected to the Internet. These online banking services are not only free but are also accessible by simply visiting the bank’s website. If you have an account with the bank and are interested in these online banking services, follow this guide to learn more about how you can log into your account, reset your password, and sign up for the services. online banking.
Comerica Bank offers banking products and services to businesses and individuals. The company is based in Dallas, Texas. It operates as a subsidiary of Comerica Incorporated.
How to Login to Comerica Bank Online?
You can access your Comerica Bank online banking with your user id and password. You can check your account balance quickly. Here are the steps for login to your Comerica bank online banking is given below:
Step 1: Go to the Comerica Bank website.
Step 2: Now, click on the Comerica website login tab.
Step 3: Enter your Comerica Bank online banking user-id and password and click login.
How to Reset Comerica Bank Online Banking Password?
If you forgot your Comerica Bank online banking password. You can reset your account password in a few minutes. Here are the steps for resetting Comerica online banking is given below:
Step 1: Go to https://www.comerica.com/
Step 2: Click on the login tab.
Step 3: Now click on the forgot password link below the login tab.
Step 4: Now, you have to enter your Comerica bank online banking user-id and your registered email address and click next.
Step 5: Once your verification is complete you can reset your online banking password.
How to Enroll Comerica Bank Online Banking?
You can set up your online banking account at any time. Here are the steps for setting up Comerica Bank online banking account is given below:
Step 1: Go to the https://www.comerica.com/
Step 2: Click on the login tab showing on the homepage.
Step 3: Now you will see the SETUP link below the login tab. Click on that link.
Step 4: Now, enter your date of birth and your primary account number.
Step 5: Now, select your account type and customer type and click continue setup.
Step 6: In this step, the Comerica Bank website authenticates your account. Once authentication is complete you will be sent to the next step.
Step 7: Accept the Comerica online banking terms and conditions.
Step 8: Now, you can create your online banking profile, create your online banking user id and password.
Comerica Bank Online Banking Advantages
There are a lot of benefits of Comerica online banking. some are listed below:
- With Comerica online banking you can access your account from anywhere and any time.
- With Comerica online banking you can download your account statements.
- With Comerica online banking you can pay your bills quickly.
- With Comerica online banking you can locate your nearby bank branch and ATM.
- With Comerica online banking you can get a transactions alert.
- With Comerica online banking you can report your stolen cards.
Comerica Bank Accounts Types:
Comerica Bank offers four types of chequing accounts: Rich Rewards Check, Platinum Circle Check, Access Control, and Premier Check.
Access control is the bank’s checking account that allows customers to access a free savings account. The account does not pay interest. Customers receive a control card; discounts on the bank’s Home Equity lines of credit and full-time access to Comerica ATMs.
The bank has a monthly maintenance fee of $ 13, which customers can avoid with a minimum balance of $ 1,000. This is the best account for people who are looking for an account with basic checking needs and can maintain a balance of at least $ 1000
The Rich Rewards checking account can be considered free savings account and have an interest, although 0.01% APY. Customers can also receive free Bill Pay online, increase the rates of certain IRAs and CDs, and free checks. The monthly fee of $ 18 can be avoided by customers if they maintain a minimum balance of $ 5,000 or a combined minimum balance of $ 7,500 in Comerica accounts
Premier Check is also an interesting account that includes a money market investment account and a savings account. The top users get 0.01% APY despite their balance. A cancellation fee is also provided by the account for overdraft protection. There is also a maintenance fee of $ 22, but this can be avoided by maintaining a minimum balance of $ 7,500 or a combined minimum balance of $ 20,000.
Comerica Platinum Circle Checking also offers all the benefits associated with the Premier Checking account in addition to a dedicated customer service number, increased money market interest rates, and a higher interest rate of up to 0.05%. The account has a maintenance fee of $ 50 which can be avoided by maintaining a minimum balance of $ 50,000 or a combined minimum balance of $ 2.5 million.
Comerica Bank has three basic savings accounts: the Money Market Investment Account, the High Yield Money Market Account, and the Statement Savings Account.
The Statement Savings Account is free for customers with a Platinum Circle Checking, Premier Checking, or Rich Rewards account. Other customers are required to pay a monthly maintenance fee of $ 5.5b if they do not maintain a minimum balance of $ 500. The interest rate for this account is 0.01% APY.
The money market investment account is free with Comerica Platinum and Premier chequing accounts. Customers are required to pay a maintenance fee of $ 12 if their balance drops below $ 2,500 or if the average balance drops below $ 5,000. The account pays an APY of 0.03%.
The laddered rate system of the high yield money market account varies between 0.03% and 0.06% depending on the balance. Customers must make a minimum deposit of $ 50 to open this account and pay a monthly maintenance fee of $ 17.
Comerica Bank is one of the largest banks in the United States. Customers can easily avoid the monthly fees and there is a wide choice of savings and checking accounts, but they cannot avoid the off-network ATM fees and there is also the minimum deposit amount.